When an employee sustains a serious injury on the job, workers’ compensation typically covers any resulting damages, including two-thirds of their income during recovery and all necessary medical expenses. However, the process for filing for these benefits is complex. Meeting with insurance companies during a Downey workers’ compensation claim can feel incredibly daunting since the outcome can significantly impact your claim and, therefore, your ability to continue to receive the care and treatment you need. However, with an accomplished workers’ compensation attorney by your side, you could feel more confident going into the meeting.
Before going into a meeting with an insurance company during a workers’ compensation claim, you should consult with a Downey attorney about what to expect during the meeting. For instance, the meeting will typically begin with the insurance company discussing all factors that likely contributed to the accident. Then, they will evaluate the extent of the employee’s injuries. They may want to know current details about the person’s medical treatments, any statements made by their medical care providers about their recovery, and their future prognosis. Additionally, they may ask about future medical treatments and an estimate of when the individual will likely be able to return to work. All these factors can significantly impact your claim and how much coverage the insurance company is willing to offer you.
When meeting with insurance companies during a workers’ compensation claim in Downey, injured workers should keep several things in mind.
Injured workers should not exaggerate their symptoms when meeting with the insurance company. Insurance agents will carefully review your medical records to ensure they can accurately assess the extent of the damages, and exaggerating injuries can harm your case.
Injured individuals have the right to refuse to answer questions that require additional clarification or that they do not understand. Injured workers should consult with their lawyer or doctor before answering questions if they need more information.
During the meeting, you should expect to disclose certain information. This may include:
This information helps insurance companies determine how your injuries occurred and whether a third party may be held liable for the incident. It also helps them evaluate the extent of the damages. To access full workers’ compensation benefits, you should expect to provide all relevant information.
Having legal counsel on your side to advocate on your behalf and ensure your rights are upheld during this meeting is crucial to securing maximum compensation. They could also help you avoid costly mistakes that could impact your claim.
Before you enter a meeting with insurance companies during a Downey workers’ compensation claim, you need an experienced attorney on your side who could walk you through the workers’ compensation claim process and ensure you understand your rights and responsibilities. Schedule a consultation with a lawyer at Glauber Berenson Vego today to learn more about your rights after a workplace injury.
