Workers’ compensation insurance is designed to help employees receive compensation for medical treatment and lost wages after workplace accidents. However, receiving these benefits can be challenging because of potential legal obstacles. To ensure you are receiving the compensation you deserve, you should seek the help of a workers’ compensation attorney.
Understanding when to hire a Downey workers’ compensation lawyer can help you avoid delays in the claims process and protect your rights during disputes with insurance companies.
One challenge you may encounter during the workers’ compensation claims process is a potential claim denial. Employers or insurance companies may deny a workers’ compensation claim for various reasons, including:
A denial does not always mean you have lost your chance to recover compensation. Employees have the right to file appeals. A steadfast attorney could identify reasons for the denial and gather evidence to support an appeal. For instance, if an employer disputes whether the injury occurred at work, they could gather supporting witness statements to prove your claim.
Treatment and rehabilitation costs after a work-related injury can be expensive. Without timely compensation, accumulating bills could further strain the worker’s financial situation, with each day of delay making the problem worse.
A well-practiced attorney could work to expedite the process. They could negotiate with the insurance company, gather relevant evidence, and file an appeal promptly if needed.
It is important to hire a Downey workers’ compensation lawyer when you file a claim, as doing so may be key to effectively protecting your rights and preventing an unfair denial.
Some employers retaliate against employees who file workers’ compensation claims. Retaliation may include:
These actions are meant to put pressure on the employee and demonstrate to others the consequences of filing such claims.
If you experience retaliation, it is important to know when to hire a workers’ compensation lawyer in Downey. The law protects employees from such actions, and a lawyer could help file a claim to hold an employer accountable.
For example, if a person was fired shortly after a claim, they could prove a connection between the claim and the termination. Taking legal action not only protects the employee’s job but also sends a message that retaliation is never okay.
Even if the insurance company initially approves the claim, the amount provided may not be sufficient to cover all related expenses. Insurance companies might also prematurely terminate benefits after claiming that the employee is fit to return to work.
Hiring a Downey workers’ compensation attorney in this case could be beneficial, as they could negotiate with insurers to restore benefits or file an appeal if needed. They could also calculate the full extent of your losses, including future medical expenses and lost wages to ensure adequate compensation.
Ideally, you should consult an attorney before filing a workers’ compensation claim to prevent unnecessary challenges and delays in compensation.
If you are still unsure of when to hire a Downey workers’ compensation lawyer, talk to the team at Glauber Berenson Vego today. We could evaluate your situation and explain what next steps you need to take to obtain fair compensation.